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Don't be a victim of flaws in the credit reporting system. Let credit repair help you get the credit score you deserve.
Whether your credit has a few dings or enough bad marks to severely damage your credit score, you may be able to improve your credit score by disputing the inaccurate or incomplete items on your credit reports. Using Covenants’ Credit, credit repair service makes this process easy.
Did you know that 80% of credit reports have errors?
Any item can be disputed that you feel is inaccurate, incomplete or unverifiable, including:
- Late Payment
- Collection
- Charge Off
- Bankruptcy
- Judgment
- Settlement
- Repossession
- Foreclosure
What is credit repair?
The credit reporting system is flawed. Credit repair is your way to make sure the accusations in your credit reports do not keep you from your credit goals. Unless you work to repair your credit reports, every negative thing they contain will continue to affect your credit score. In that case, you are being punished based upon a credit bureau's tendency to confuse accusations with facts. Credit repair is how you can force the credit bureaus to investigate any accusation in your credit reports and try to prove it belongs.
Legal credit repair
You have a right to accurate credit reports. The Fair Credit Reporting Act and others give you the tools to realize your credit rights. The negative items in your credit reports are simply accusations made against you by creditors. They are not official governmental statements. It is your right to challenge the negative items on your credit reports and the credit bureaus must change the adverse items which effect your credit. Your right to dispute the negative items in your credit reports with the credit bureaus is protected by the Fair Credit Reporting Act. (FCRA)
Credit repair works
Thousands of Americans are moving into new homes, driving new cars, and getting approved for loans because they improved their credit scores using credit repair. Too many people claim that credit repair simply doesn't work or that the only way to improve your credit score is to continue making your payments on time, manage your lines of credit, and wait for the negative items to fall off your credit reports. This claim makes no sense. What happens when there is information on your credit report that shouldn’t be there? Is it really fair to say that even though you don’t deserve bad credit you are stuck with it for up to seven years? Fortunately, these credit repair cynics are mistaken and credit repair does work and millions of negative items have been legitimately removed from credit reports as a result of credit repair. Using Covenant Credit for credit repair is far easier than repairing your credit reports on your own. We'll do the work so you can focus on other things.
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